Our Passion is Benefits.

Group Benefits I Life Insurance I Group Retirement

Our Team

Founded in 2013, JWL Benefits operates as an independent consulting firm, specializing in providing sustainable and competitive employee benefit programs and life insurance solutions. JWL Benefits has established its business foundation on hard work, trust, unparalleled customer service, and persistently upholds these principles.

Windsor, ON, Canada
Head Office

Oshawa, ON, Canada

Jack Larmond

Founder & Principal

Mike Castagna

Consultant
LRM-80

Chad Larmond

Life Insurance Strategic Partner

Jane Zelko

Director of Client Services

Kelly Munro

Group Benefits Account Associate

April Larmond

Consulting Pharmacist

In the Community

Contribution to the community through participation in social events and charities is an integral part of the JWL Benefits culture. JWL Benefits consistently participates in and contributes to various events and charities that promote the well-being of our community.

OUR PARTNERS

Some of our insurance partners

More Choice. More Benefits.

Group Benefits I Life Insurance I Group Retirement

At JWL Benefits, we deeply value our team, our community, and our clients. We are committed to fostering a supportive environment and providing exceptional service, ensuring our clients receive best in class advice and support.

We’re Here to Help

Windsor, ON, Canada
Head Office

Oshawa, ON, Canada

Jack Larmond

Founder & Principal

The founding principle of JWL Benefits, Jack’s experience in the financial services industry began in 2006. Prior to establishing JWL Benefits in 2013, Jack worked with a leading benefits consulting firm.

Jack has committed to be a specialist in the areas of employee benefits and assisting business owners and professionals with their life insurance and living benefit needs. He has earned his GBA (Group Benefits Associate) designation, which illustrates his dedication to the employee benefits marketplace.

Jack’s focus in the corporate benefits world is working with small to large sector employers with the design, implementation, and ongoing management of group benefits and group retirement arrangements.

Since 2006, Jack has worked closely with over two hundred corporations in an advisory role. He has worked with both private and publicly owned companies, along with not-for-profit organizations. He works on an ongoing basis with employers in both non-union and union settings.

Jack is a large supporter of several charitable organizations. Jack lives in Windsor with his wife April and three beautiful children.

Mike Castagna

Consultant & Life Insurance Advisor

Mike Castagna joined JWL Benefits in 2014 as a consultant with a passion of helping business owners and professionals with protecting their families, businesses, and their employees. Mike’s expertise is in the areas of life insurance, living benefits, employee benefits, and group retirement programs.

Holding a degree in Education and Marketing from the University of Windsor, Mike is passionate about ensuring his clients are well-informed and well-advised. Mike is a proud husband to his wife Ashley, and their two beautiful children.

Chad Larmond

Life Insurance Strategic Partner

Chad began his insurance career in 2003 with one of the largest insurers in North America. He spent 8 years there specializing in group and individual living benefits. The experience that he has gained from working with some of the top advisors in Canada along with his experience as an Independent Insurance Advisor has proved invaluable. He has been exposed to thousands of unique client situations.

In 2011, Chad founded Larmond Risk Management, where he collaborates with business owners, professionals, and executives. He offers strategic planning and expert advice on life insurance and living benefit solutions.

Chad has been a strategic partner for JWL Benefits assisting on complex and permanent life insurance solutions.

Chad prides himself on treating clients with the utmost professionalism. His consultative approach to insurance planning allows clients to feel confident in their coverage as they preserve and grow their wealth. His patience and keen attention to detail ensure that client’s best interests are consistently a top priority. Chad is committed to building long-term relationships with all clients.

Chad has been involved with several charitable organizations, most prominently with Cystic Fibrosis as Chair for their annual Durham Region golf tournament. Chad is a proud husband & father. He values the time he spends with his family, friends and clients.

Jane Zelko

Director of Client Services

Prior to joining JWL Benefits in 2018, Jane worked in a professional organization, as a technician and administrator, and interacting with patients. Jane’s strong detail-oriented style of work, experience providing front line service to clients and employees, organizational skills, implementation of special projects, and quick resolution to the day-to-day challenges make her an asset to our team and our clients. At JWL Benefits, Jane is the director of client services working with Jack Larmond and providing first point of contact for clients. Jane resides in Windsor-Essex, with her husband Rob, and 2 sons Matthew and Dylan.

Kelly Munro

Group Benefits Account Associate

Prior to joining JWL Benefits in early 2021, Kelly worked for one of the three largest group benefit insurers for 18 years as a client setup specialist. In her position as Group Benefits Account Associate, Kelly specializes in assisting our clients with the many aspects of benefits plan administration. Kelly is a proven problem solver who enjoys a challenge. Her background includes a degree in law and security administration and extensive work experience in the group benefits industry. Outside of the office Kelly enjoys time outdoors, running, and quality time with her 2 daughters.

April Larmond

Consulting Pharmacist

Prior to joining JWL Benefits in 2020, April worked as a pharmacist for over 10 years for one of Canada’s largest pharmacy chains. She continues to practice at a local independent pharmacy. In 2009, April received a Doctorate in Pharmacy degree from Wayne State University. April brings her passion for patient care and pharmacy expertise to our team. April provides invaluable insight into our client’s drug plan management and helps resolve complex prescription claims. April provides advice and support to ensure drug benefit plans for our clients are sustainable for both the plan sponsor and the plan member. Outside of work, April enjoys spending time with her family, yoga, reading, traveling, and being outdoors.